With higher contribution limits in 2025, now is the time to maximize your retirement savings. From IRAs to 401(k)s and advanced plans for business owners, this guide highlights the most common retirement options, their updated limits, and the key deadlines every taxpayer should know.

The return of 100% bonus depreciation in 2025 has many investors celebrating—but a quiet IRS rule change may drastically limit who actually qualifies. A new requirement that property be both acquired and placed in service after 1/19/2025 is catching investors off guard and pushing many projects back into the lower 40% bonus category. Before running a cost seg or projecting first-year deductions, every investor should verify their acquisition date and bonus eligibility to avoid costly surprises.

As part of the 2025 One Big Beautiful Bill tax reform, the federal government introduced the Trump Account—a new savings program designed to help families invest for education, housing, or future business goals. While it offers unique incentives like a government bonus and employer matching, it also comes with strict withdrawal rules and limited tax benefits.